Because Congress allows each state to determine its own workers’ compensation benefits without setting federal minimums, there is a geographic lottery of sorts going on across the country when it comes to how much injured workers will be compensated.
Every state has their own unique schedule of benefits, which determines the specific number of weeks an employee will be paid a percentage of their wages up to the state maximums. This translates in the same injury being compensated at sometimes tens of thousands of dollars more in one state over another.
While these benefit tables are just one part of a larger workers’ comp system, they provide a picture of the wildly divergent laws that enrages employers and employees alike. Employees are justifiably outraged that the same injury can be compensated differently simply by crossing a state line and employers are naturally vexed that a competitor in a neighboring state is required to pay less for workers comp benefits – a considerable advantage.
Unfortunately, on top of the disparity between states, workers everywhere are facing cuts to benefits in answer to business and insurance companies’ demands to lower costs. State after state have slashed workers’ comp benefits, with some larger companies seeking state legislation allowing them to opt out of workers’ comp altogether.
While the states, businesses and insurance companies iron out all the details, injured workers hang in the balance. Workers receiving too little in compensation after suffering a work injury stand to lose everything they have worked for, which is just the kind of downward spiral workers’ compensation was intended to prevent.
Contact Experienced Iowa Work Injury Attorneys
If you have been injured at work, you may be entitled to Iowa workers’ compensation benefits to cover your medical costs and lost wages. If you have questions regarding your benefits or your workers’ compensation claim has been denied, contact the Law Offices of Stoltze & Stoltze PLC at 515-244-1473 for assistance. We fight for worker’s rights to make sure that you receive the benefits that you and your family deserve.