A workers’ compensation claim may be denied for various reasons. The most common are missed deadlines or errors in the necessary documentation. To make sure you are off to a good start, you will want to avoid these common mistakes.
If you are injured at work, you must report your injury promptly. Iowa law requires workers to report injuries or illnesses to their employer within a set period of time. It is best to put your report in writing so that you have proof that you made a report as required.
The Workers’ Compensation Act requires workers to file a claim for benefits with the commission within two years of the injury or within three years of your last claim. If you fail to file a claim within the allowed time, you may lose your eligibility for benefits.
It is very important to keep your doctor’s and other medical care appointments to substantiate your illness or injury claim. When working with medical professionals, it is in your interest to discuss all symptoms that you are experiencing to ensure you get the medical help you need moving forward.
If you were injured in an accident at work, you can easily point to the cause. Unfortunately, many claims are challenged by employers and insurance companies for lack of corroborating evidence or testimony of people who witnessed the incident. Therefore, it is beneficial to write down names and numbers of any witnesses to the work accident and to write down specific details of the event as soon as possible.
Some workers compensation claims are pretty straightforward while others are complicated. In some cases a personal injury claim may secure additional benefits depending on the circumstances of your accident. With missed wages and costly medical care hanging in the balance, it is recommended that you seek the help of an experienced workers’ compensation personal injury lawyer to help you file your claim for workers’ compensation benefits.