Trusting Your Insurance Agent When someone is injured in a car accident, many turn to their insurance agent expecting support only to discover that the relationship is “just business.” Although disheartening, insurance agents and their company invariably act in their own best interests with an eye on their bottom line. Trusting an insurance agent is… Read More »
Should I Get Car Rental Insurance if I Have Personal Auto Insurance Coverage?
Travel picks up over the Labor Day weekend and many who are renting a vehicle may wonder if they should consider getting rental car insurance. Before renting a car, it is always a good idea to review the coverage on your personal car insurance policy. Often times, your coverage extends to rental cars, which may… Read More »
2019 Click It or Ticket Campaign Seeks to Raise Seat Belt Awareness
The nationwide Click It or Ticket Campaign kicks off today and will run through June 2nd. Law Enforcement officers out in droves issuing tickets to drivers and passengers who are not buckled up in an effort to save lives and prevent injuries. So far in Iowa, there have been over 100 traffic deaths with 25… Read More »
No Rush to Settle an Insurance Claim After a Car Accident
If you or a family member has been injured in a car accident, do not be in a rush to settle your claim with the at-fault driver’s insurance company. Although you may have medical bills that need to be paid or the insurance adjuster has made you a tempting offer, if you take the time… Read More »
Insurance Claims for Injured Passengers
If you or a loved one are an injured passenger in a car accident due to negligence, you may file a claim for damages under the liability coverage of the driver or owner of the car you occupied or the coverage of the driver or owner of the other vehicle/s involved. Claims against more than… Read More »
Obtaining Photo Evidence Following an Injury Accident
If you are involved in an injury accident, photographs obtained from the scene can speak volumes to the insurance company who might otherwise discount a claim. Fortunately, these days most everyone has a phone equipped with a camera so taking a number of photos can help you obtain a fair settlement. If you are involved… Read More »
Uninsured or Under Insured Car Accidents
As families prepare to head out of town for the July 4th holiday, it is a good time to beef up your auto insurance policy. If you do not have uninsured/under insured coverage, you may want to consider adding them. The reason why? If you are involved in an accident with a driver with no… Read More »
Pedestrian Accidents Rising
On average, a pedestrian is killed every two hours and injured every seven minutes in traffic crashes in the U.S. In fact, over ten percent of all traffic fatalities and an estimated 3 percent of those injured in traffic crashes are pedestrians. In 2015, pedestrians were one of the few groups to experience an increase… Read More »
Number of Injuries Spike During the 4th of July Holiday
The Fourth of July is the most dangerous American holiday weekend of the year. Injuries sustained from car crashes, swimming incidents, and fireworks accidents together account for hundreds of deaths and thousands of injuries each year surrounding the Independence Day celebration. The long summer weekend puts a lot of drivers on the road, which increases… Read More »